APN Members

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Cuscal and its predecessors have been operating in Australia since the 1960s. For example, one of Cuscal’s forerunners AFCUL (Australian Federation of Credit Union Leagues), was formed in 1966 as a national voice for Australian credit unions and building societies. Credit Union Services Corporation (Australia) Limited was established in 1997 before being shortened to Cuscal Limited in 2006.

Cuscal is now considered to be the largest independent provider of payment solutions in Australia, with the widest range of products and services. For clients across the full spectrum of banking and payment services, Cuscal supports capabilities including payment scheme issuing and acquiring sponsorship, card-based payment switching and digital wallet integration, bank account-based batch and real time payment processing, as well as clearing and settlement services for all payment systems.

As thought leaders and proponents of market competition, Cuscal is active across the payments industry, with representation on all of the major industry boards and associations. Their deep connections mean that they are able to ensure their clients are well represented and their solutions are built for the future.

https://cuscalpayments.com.au/

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UnionPay International (UPI) is a subsidiary of China UnionPay focused on the growth and support of UnionPay’s global business. In partnership with more than 2000 institutions worldwide, UnionPay International has enabled card acceptance in 178 countries and regions with issuance in 61 countries and regions. UnionPay International provides high quality, cost effective and secure cross-border payment services to the world’s largest cardholder base and ensures convenient local services to a growing number of global UnionPay cardholders and merchants.

http://www.unionpayintl.com/en/

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PT Artajasa Pembayaran Elektronis (Artajasa) is a pioneer of electronic payment system in Indonesia founded in February 10, 2000. It is the principal of ATM BERSAMA,the largest shared ATM network in Indonesia, consist of Banks and non-bank institutions. ATM BERSAMA also connected to AMEX, JCB and other cross-border principals, such as MEPS PAYNET from Malaysia. Currently there are more than 904 institutions within ATM BERSAMA network with more than 77.000 ATMs connected nationwide.

Artajasa also develops and manages bill payments network for various industries such as telecommunications, utilities, transportation, insurance, multi-finance, and education. With more than 15 years experience in the payment system development, the company is now expanding its services for providing integrated payments solutions, including delivery channels, electronic money, payment instrument solutions and beyond.

www.artajasa.co.id

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Established in 1991, PT Rintis Sejahtera (RINTIS) is a company engage in satellite telecommunication system services. In August 2000, under the Central Bank of Indonesia license, RINTIS establishing it’s payment switch services which known as PRIMA Network.

In 2017, RINTIS appointed by Central Bank of Indonesia as the one of Switch Institution member to Indonesia National Payment Gateway. Now PRIMA Network connecting more than 150 banks and other payment institutions in Indonesia for ATM, Internet Banking, Mobile Banking, Debit Card, eMoney and Digital Payment services. And process more than 1 billion payment transaction in a year.

https://www.jaringanprima.co.id/en/about-rintis

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NTT DATA is your Innovation Partner anywhere around the world. Headquartered in Tokyo, with business operations in more than 50 countries and regions, we emphasize long-term commitment and combine global reach and local intimacy to provide premier professional services from consulting, system development to business IT outsourcing.

Since 1967, NTT DATA has played an instrumental role in establishing and advancing IT infrastructure. Originally part of Nippon Telegraph and Telephone Public Corporation, its heritage contributed to social benefits with a quality-first mindset. A public company since 1995, the company builds on this proven track record of innovation by providing novel IT solutions to bring results in a greater quality of life for people, communities, and societies around the world.

The NTT DATA Group is now moving forward with its Global One Team Initiative by combining the expertise and resources from Group companies in Japan and overseas as well as facilitating business collaborations across nations and companies that strengthen the NTT DATA Group’s worldwide brand power as “One NTT DATA”.

https://www.nttdata.com/global/en

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KFTC was established as an operator of payment and settlement systems to contribute to the advancement of the finance industry.

To this end, it has established the Checks Clearing System and the Giro System, and developed the Financial Information Network to facilitate funds settlement and information circulation.

http://www.kftc.or.kr/

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Refer to the website for more details.

https://www.paynet.my/index.html

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Refer to the website for more details.

https://www.myanmarpaymentunion.com

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BancNet is the Philippines single ATM switch operator. It is a multi-bank, multi-channel electronic payments network that enables its members’ customers to transact not only at Automated Teller Machines (ATM) but also at point- of- sale (P.O.S.) terminals, the Internet and other mobile devices. It started operations on July 17, 1990.

Aside from the traditional cash withdrawal service at the ATM, BancNet provides a wide range of services through the different channels, such as balance inquiry, checkbook re-order, statement request, interbank fund transfer, payment of bills, prepaid phone and Internet reloading, payment of purchases by direct debit to account, and remittance of taxes, Pag-IBIG, Philhealth and Social Security System contribution and loan repayments.

Its interconnection with international ATM and POS networks Diners Club, Discover Card, KFTC, JCB, MasterCard, Union Pay, and VISA, enables foreign cardholders to access their accounts in the Philippines.

It has also interconnected with the Korea Global Payment (KFTC) allowing cardholders of Philippine issued ATM cards to access their accounts in Korea through KFTC’s network of ATMs.

BancNet was designated by the Bangko Sentral ng Pilipinas (BSP) as the clearing switch operator (CSO) of the automated clearing house (ACH) for low-value, real time electronic fund transfer called instaPay.

www.bancnetonline.com

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The NETS Group is a leading payments services group, enabling digital payments for merchants, consumers and banks across the entire payments value chain.

The Group operates Singapore’s national debit scheme enabling customers of DBS Bank/POSB, HSBC, Maybank, OCBC Bank, Standard Chartered Bank and UOB to make payments using their ATM cards or mobile devices at more than 120,000 acceptance points in the country as well as online payments. The NETS network also accepts NETSPay, UnionPay and BCA cards, and includes 54,000 Unified POS terminals and 96,000 QR acceptance points. NETS is also the issuer of CashCard and Flashpay cards.

The NETS Group manages and operates the clearing and payment infrastructure for the Singapore Clearing House Association and core electronic transfer services FAST, Inter-bank GIRO and PayNow.

It is the market leader for payment and clearing solutions (Real-Time Gross Settlement system and Cheque Truncation System) in the region with some S$1 trillion in transaction value processed through its systems every year.

NETS is a member of the Asian Payment Network and a council member of UnionPay International.

https://www.nets.com.sg/

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LankaPay is the National Payment Network of Sri Lanka, operating under the regulation of the Central Bank of Sri Lanka. Incorporated in 2002, LankaPay is regarded as one of the best Public Private Partnerships in the region. LankaPay provides the central infrastructure to the country’s financial sector facilitating domestic interbank payments covering a wide spectrum of interbank digital financial services including cheque clearing, electronic fund transfers, mobile payments, ATM transactions and QR payments etc. The entity also functions as the only commercially operating digital certification authority in the country and also hosts the financial sector computer security incidents response team. LankaPay has been at the forefront of introducing payment technology innovations in the country some of which are first in the region.

www.lankapay.net

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Refer to the website for more details.

https://www.itmx.co.th/home/en/home/

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The National Payment Corporation of Vietnam (NAPAS), renamed from the Vietnam National Financial Switching Joint Stock Company (Banknetvn), was established in 2004 with an aim to build up a unified digital payment switching center under the direction of the Prime Minister and the State Bank of Vietnam.

NAPAS has been licensed to provide financial switching and electronic clearing services to more than 50 domestic and international commercial banks operating in Vietnam. NAPAS’ switching infrastructure has been interconnected wide range of ATMs, POS and payment companies in the fields of utilities, aviation, telecommunication, hotel industry and tourism.

https://www.napas.com.vn/en-us